Credit Analyst (Australian Mortgage) - onsite anywhere in the PH

OVERVIEW : Our client is a high-growth, tech-forward mortgage brokerage based in North Perth that is redefining the lending experience through a seamless, paperless approach. We are looking for an experienced Credit Analyst to join their team in an onsite capacity anywhere in the Philippines. In this role, you will be the analytical engine of the firm, focusing exclusively on Residential Mortgage scenarios. You will navigate lender policies and leverage a modern tech stack to ensure every application is structured for success and rapid approval. RESPONSIBILITIES : Residential Scenario Analysis: Conduct precise servicing calculations using Quickli and lender-specific tools to determine accurate borrowing capacity for residential clients across a panel of 20+ lenders. Credit Strategy & Documentation: Prepare high-quality preliminary assessments and Credit Proposal Disclosure (CPD) documents that align with client goals and Best Interest Duty (BID) standards. Data Integrity & Submissions: Manage the end-to-end data flow within ApplyOnline and Loanapp, ensuring 100% accuracy between the client's fact-find and the lender’s portal. Workflow & Pipeline Management: Utilize Nexus CRM to track application milestones and manage documentation checklists, proactively minimizing lender "More Info" requests. Compliance Oversight: Execute internal audits on all files to ensure they meet the firm’s high standards for quality and regulatory compliance. Requirements QUALIFICATIONS : 2+ years of experience in credit analysis or senior loan processing strictly within the Australian residential mortgage industry. Demonstrated proficiency in ApplyOnline (NextGen), LoanApp (Simpology), and Quickli. Direct experience using Nexus or a comparable industry-standard CRM. Deep understanding of residential lending products, including construction loans, refinancing, and first-home buyer schemes. Willing to work onsite; Anywhere in the Philippines. PREFERRED SKILLS (nice to have) : The ability to look at a complex scenario and identify the most viable lender path before the broker even asks. Strong internal reporting skills to keep the brokerage team informed of file progress and potential credit risks.